★ Have you had this feeling: savings that never grow, a pension you are not sure will be enough, a salary that will not rise the way you want it to. The book opens with a counterintuitive answer. People who are never short of money do not share a talent for earning. They share a way of spending.
★ Hiroyuki Inoue runs a dental hospital and holds doctorates in both dentistry and business administration. On the Japanese side he is described as the first person certified as a master by the Joseph Murphy Trust. He has written more than 90 books, with 1.4 million copies in print across his complete works, and several of his other titles are in print in traditional Chinese, with more in simplified Chinese.
★ It is the first volume in a practical series on the skills of first-rate people, made for busy professionals and paced for reading in spare moments. It moves from why money exists, to understanding value before you spend, to techniques that make a life fuller, to the mindset of people who are never short of money.

“My savings never seem to grow.” “Will I have enough for retirement?” “My salary will not rise the way I want it to.”
Have you ever had worries like these?

When it comes to money, the focus usually lands on how to earn it. What comes after that, how to spend it, is rarely discussed. Yet people who are free of money worries share one thing, without exception: they spend well.
Spend it the right way, and money does more than raise your income. It produces a large positive effect on your health, your relationships and your work.
This book helps you understand what money does and what it is worth, and gives the practical techniques and habits of mind for a life free of money trouble. The author is a bestselling writer with more than 1.4 million copies in print, and a professional who has solved money worries for many people. From his own experience he sets out, holding nothing back, the right way to use money for the times ahead.

It is the first volume in a practical series that lets you learn the skills of first-rate people quickly, built for reading in spare moments, and just right for busy professionals.

Hiroyuki Inoue
Chairman of Inoue Dental Hospital. Doctor of Dental Science and Doctor of Business Administration. Born in Hokkaido in 1963. After completing his studies at the graduate school of Tokyo Dental College, he went to New York University, the University of Pennsylvania and the University of Gothenburg to learn the best techniques in the field, and then opened Inoue Dental Hospital as a medical corporation. While running his own hospital he has held posts at nine universities in Japan and abroad, including clinical professor at the Faculty of Medicine, Shimane University, part-time lecturer at Tokyo Medical and Dental University and Tokyo Dental College, and visiting lecturer at Indiana University. His technique is well regarded in Japan and elsewhere, and the media have taken particular interest in his work in the latest treatments and in rapid treatment.
He is described on the Japanese side as the first person in the world to be certified as a master by the Joseph Murphy Trust, which deals with the powers of the subconscious. Beyond his own field he completed a world-class programme in ability development and management, and developed his own philosophy of success, Life Compass, which he lectures on around the country as a writer on how to live a life worth living.
He has written more than 90 books, with 1.4 million copies in print across his complete works. His debut, How You Can Work Miracles on Yourself, drawn from a true story, was featured on television and drew a large response. His other books include True Consideration, The Sage's Multiplication: Turning the Evening of Life into Gold, and Get Your Relationships Right and Everything Follows.

Opening Questions
Q1 What happens if you never spend?
Q2 Where do people who always succeed put their money?

1. Why Do We Use Money?
· The basic function of money
· The difference between rich people who are happy and rich people who are not, and more

2. Understand the "Value" of Money Before You Spend
· Pay for what you feel has absolute value
· Think about what you actually bought, and more

3. Techniques for Spending That Make a Life Fuller
· Do not begrudge money spent on learning
· Settle troublesome things with money, and more

4. The Mindset of People Who Are Never Short of Money
· What a raise actually takes, in thinking and in practice
· Two birds with one stone, and more