★ Chinese Simplified rights have been sold! Sales have exceeded 200,000 copies, and the book has topped the financial bestseller lists for five consecutive years, enjoying high market recognition, a strong readership base, and significant commercial potential.
★ From fundamental concepts to exponential growth strategies, the book provides a detailed breakdown of how to build a sustainable income system that “lets money flow in on its own.” It is highly practical and suitable for office workers, entrepreneurs, and readers from all walks of life.
★ Taiwan’s two leading personal finance experts, Chen Guang and Zhang Jingfu, have joined forces for the first time, combining their decades of real-world experience to share their wealth-building secrets. Their guidance helps readers reframe their mindset about money, empowering them to confidently navigate the challenges of an M-shaped society.
★ Using clear steps and formulas, the book teaches readers how to break free from the cycle of constantly chasing money, achieve financial independence, and simultaneously prioritize health, happiness, and meaningful relationships—ultimately elevating every aspect of their lives.

Timeless wisdom for building wealth—tried and true!
Over 200,000 copies sold
Top seller in the finance category for five consecutive years

Choice matters more than effort.
In life, you must have a system that allows money to flow into your pocket on its own. There’s no such thing as being poor in your wallet if you’re rich in mindset!
Your life should never be held hostage by a paycheck. The key to getting wealthy lies in creating sustainable income streams.
Transform your wealth mindset: learn to make smart choices, stay ahead of trends, and build a recurring-income system that works for you.

Whether you’re an office worker, an entrepreneur, or a freelancer, this book is packed with wealth-building secrets—covering everything from foundational principles to advanced strategies—to help money work for you and set you on the path to financial freedom. Start building your prosperous future today!

Society has already shifted; if you’ve read Kenichi Ohmae’s “The M-Shaped Society,” have you noticed which side you’re leaning toward? Wealth and poverty are separated by just a thin line.
Rich people aren’t born that way—they’re made. Your mindset determines your financial outcomes, so nothing is more important than strategically managing your life. That’s why this book is essential reading for everyone.

Taiwan’s two leading financial experts, Chen Guang and Zhang Jingfu, have joined forces for the first time to share their lifetime of expertise. With clear, accessible explanations starting from the very basics, they’ll help you reframe your relationship with money, change your habits, and equip you with the billionaire mindset needed to thrive in today’s world.

This book reveals that wealth comes in many forms: money, health, love, and happiness. Drawing on both authors’ deep knowledge and real-world experience, it shows you don’t need to spend your entire life mastering just one aspect of wealth. Instead, you can create systems that let money flow in naturally, face the challenges of an M-shaped society with confidence, and effortlessly move toward true affluence.

Chen Guang

• Master of Business Administration from Northern Virginia University, USA
• Has conducted over a thousand sessions of in-house corporate training, special lectures, and OPP workshops.
• Director of Super Memory at Chen Guang Company
• Business development for the Guo Yin Group
• Business development for the Xiao Mengniu Chain Group
• Director of One For All Network Enterprise
• Director at Chenguang Business Consulting
• Deputy Director of the Shichida Right Brain Research Institute in Taipei
• Chairman of the Taipei Potential Development Association

Related Publications: “Learning English the Right Way: A Super Memory Method to Make Vocabulary Acquisition Fun [Bestseller Commemorative Edition]”, “The Ultimate English Learning Technique: Master 400 Words in One Hour [Bestseller Commemorative Edition]”, “So Easy to Remember! Learn the Japanese Hiragana Today”, “Learning English the Right Way: A Super Memory Method to Make Vocabulary Acquisition Fun”, “The Ultimate English Learning Technique: Master 400 Words in One Hour”, “So Easy to Remember, Learn the Japanese Hiragana Today”, “Let Money Flow In on Its Own (Hardcover Edition)”, “The Five-to-the-Infinity Three-Dimensional Memory Method—Unlocking the Secrets Behind Ancient People’s Phenomenal Memory and Fluent Recitation”, “The Lost Treasure Map—Let Money Flow In on Its Own (Illustrated Edition)”, “Let Money Flow In on Its Own (Special Edition)”, “Let Money Flow In on Its Own”

Zhang Jingfu

• Major in Chemical Engineering at Mingzhi Vocational College (now Mingzhi University of Science and Technology)
• Major in Business Administration at National Taiwan University
• Over 12 years of experience as a sales manager
• Sales Manager at Zhiyuan Technology Co., Ltd.
• Sales Manager at Hanrui Co., Ltd.
• Northern Region Sales Manager at Bausch + Lomb Co., Ltd.
• Many years of experience in stock market trading and portfolio management
• Currently serves as Executive Director of a U.S.-based company

Related Publications: “Let Money Flow In on Its Own (Hardcover Edition)”, “Let Money Flow In on Its Own (Special Edition)”, “Let Money Flow In on Its Own”

Part One: Wealth Redistribution—You Can’t Stand Aside
I. The Thin Line Between Rich and Poor
II. The Impact of an M-Shaped Society
III. Are You Moving Toward Poverty, or Toward Wealth?
IV. Choosing a Side in an M-Shaped Society

Part Two: Building Sustainable Income
I. Poverty Is Taught
II. Your Mind Determines Your Wallet
III. You May Be Mistaking the Purpose of Work!
IV. Learn to Let Money Come to You
V. Learn to Turn Your Liabilities into Assets
VI. Find Every Possible Way to Have a Steady Stream of Income

Part Three: The Keys to Getting Rich This Century
Key to Wealth #1: Choice Matters More Than Effort
Key to Wealth #2: Master Future Trends
Key to Wealth #3: Build a System
Key to Wealth #4: Multiply
Key to Wealth #5: Rally People Around You
Key to Wealth #6: Networking Is Your Opportunity to Turn Things Around

Part Four: The Psychological Traits of Billionaires
I. Learning Ability
II. Influence
III. Communication Skills
IV. Goal-Setting Capability
V. Time-Management Skills
VI. Leveraging Others’ Strengths
VII. Execution Power