“More Money Now goes where most financial education books don't—Nicole Victoria actually provides actionable insights and monetary suggestions, while tackling the taboo subject of subconscious beliefs surrounding money. I believe this book is going to help people from every walk of life.” —Alexandra Fasulo, author of Freelance Your Way to Freedom

“In a world filled with finance bros and out-of-touch academics, Nicole’s self-made story and empathetic approach cuts through the noise. Instead of wagging a finger from an ivory tower, Nicole gets right at the heart of our failed relationship with money. I had a ‘mind blown’ moment when she described how our money mindset is shaped by the age of seven and rarely ever relearned. Slapping a budget-band-aid on that innate issue rarely results in lasting improvement. If you’re ready to change your relationship with money and start building serious wealth, More Money Now will show you how.” —Jeremy Schneider, retired at 36, founder of Personal Finance Club

“This book is an eye opener. More Money Now will absolutely change your psychology around money. In a world of job insecurity and high inflation, the information presented in this book is important now more than ever. It's filled with practical strategies to make meaningful progress towards securing the financial future of you and your loved ones.” —Jim Chuong, Canadian Millionaire Coach

★This book was once ranked No. 1 on Amazon's new release list in the "Budgeting and Financial Risk Management" category!
★The Traditional Chinese rights have been sold.

"If you're ready to change your relationship with money and start building real wealth, this book will show you how." - Jeremy Schneider, retired at 36, founder of the Personal Finance Club
Achieving financial freedom is not as complicated as you might think!
The author, Nicole Victoria, is a CEO, financial coach, and advocate for financial literacy. She didn't come from a wealthy background, but she has cracked the code to financial freedom and is now dedicated to helping women in their twenties and thirties manage their finances with ease and build a bank account that keeps growing.
Money isn't everything, but everything costs money: Maybe you're deep in debt (student loans and credit cards), and you feel like you're always struggling. Maybe you've tried seeking help before, tried budgeting, followed traditional advice... but none of it worked for you. You're stressed, confused, and at a loss because you don't know what's going wrong.
Let's start with the bad news:
The advice that worked for our parents doesn't work for us anymore. Times have changed. Many people in their 20s have an average debt of $23,872, which soars to $62,658 by their 30s. And the situation is getting worse:
79% of people fail at budgeting
54% live paycheck to paycheck
80% of us are in debt
40% can't afford a $400 emergency expense
64% don't have enough money to retire
Don't worry. Good news is coming:
Perhaps for you, money has always seemed complicated. Maybe you think that because you're not good at math, you're not good at managing finances either. But to be good at managing finances and accumulate wealth, you don't need to be good at math, you don't need to be born rich, and you don't need to have a six-figure salary.
Understanding the rules of money management enables Nee to:
Pay off a $40,000 debt within 18 months
Pay for her wedding in cash
Save her first $100,000 by the age of 25
Feel financially stable enough to raise children
Accumulate a net worth of $500,000 in her twenties
— And now, you can too.
If you have read books like "The Financial Feminist", "Broke Millennial" or "Own It: The Power of Women's Money and How to Use It", then you will definitely want to read this one.

Nicole Victoria
Nicole Victoria is a CEO, financial coach, and financial literacy advocate who specializes in helping women in their 20s and 30s manage their money easily and build bank accounts that keep growing.
Nicole knew that life shouldn't be a cycle of running out of money at the end of the month and having a zero balance in the bank account - so she started working hard. She learned all the personal finance knowledge she could, going from being dirt poor and "broke" (owing $40,000 and having zero savings) to having a net worth of $500,000 in her 20s (now over $1 million at 30), and thus, "No Budget Babe (NBB)" was born.
NBB is a global financial literacy company based in Toronto, Ontario, Canada, dedicated to helping women take control of their finances and build bank accounts that keep growing - all without a budget, without restrictions, and without pushing young women to follow financial advice that simply doesn't work. NBB is committed to providing high-quality education, not only teaching the financial strategies needed to change one's financial situation but also the psychology, mindset, and behaviors behind actions (and inactions). This unique and signature approach that transformed CEO Nicole Victoria's financial landscape has now benefited thousands of women. NBB is dedicated to helping women improve their financial situation through various resources, regardless of their current financial status. The focus of these courses is on: saving money easily, negotiating and earning more, investing in stocks and real estate, paying off debts, and understanding the mindset, psychology, and behaviors of good financial management. Ultimately, the goal of each resource is to help students learn how to use money as a tool to get closer to their dream life.
"We realize that not everyone has received an education about money - but there's no need to feel ashamed or guilty about it because money is a skill. Don't confuse your lack of experience in developing this skill with incompetence. When you have a roadmap to success, making money becomes easy, and we're here to help you build your roadmap." - CEO Nicole Victoria