It’s never too early to teach children the value of money and the importance of managing it properly. This candid series for little ones does just that. The earning of money through jobs and work, plus the basics of buying, spending, and saving, are covered in simple terms. The differences of needs and wants, and distinguishing between them are also discussed. The role banks play in loaning funds and keeping money safe is explained as well as volunteerism, taxes, and the concept of the common good. Readers are taught the importance of making sound financial choices through budgeting, saving, and planning in order to reach personal monetary goals. New vocabulary, of which there is a great deal for emergent readers, appears in bold and is defined in the glossary at the end of each book. VERDICT Straightforward writing accompanied by fitting photographs makes this an introductory series of value to young readers and large library collections.

Other books in this series：Managing Money；Spending and Saving；
Jobs and Money；Borrowing and Returning；Donating；Money and Value；Money in the Community

Banks uses the National Standards in K-12 Personal Finance Education by the Jump$tart Coalition for Personal Financial Literacy. The book provides the earliest of readers background information on banks. Simple sentence structure and word usage help readers develop word recognition and reading skills. Includes a glossary and index.