★ A three-stage pathway to financial independence — earn it, run a business, grow your wealth. I WANT TO MAKE REAL MONEY teaches children how to earn their first income, I WANT TO START MY OWN BUSINESS guides them through building a first venture, and I WANT TO START INVESTING helps them protect their first assets — one continuous journey from zero to one.

★ Hands-on tools, not just lectures. Beyond stories and moralizing, the series delivers real outputs: 60 money-making ideas, 33 business-planning tools, a 7-day action plan, an investment decision dossier, and 40+ color diagrams — children finish each volume holding a tangible result: an earnings plan, a business plan, a decision dossier.

★ Zero-risk financial education parents can trust. Strictly three rules throughout: no promised returns, no real money, no specific investment advice — the investing volume runs purely on classroom simulation with no account required. Parent/teacher guides included in every volume, suitable for home reading as well as campus and youth camp programs.

This series includes 3 titles:
I WANT TO MAKE REAL MONEY
I WANT TO START MY OWN BUSINESS
I WANT TO START INVESTING

Before young people learn what to invest in, shouldn’t they learn how to decide?

A stock price is rising. A friend promises easy money. An investment fund claims to be safe because it owns dozens of companies.

But what do those claims actually prove?

I WANT TO START INVESTING: How to Understand Stocks, Manage Risk, and Make Your First Investment Plan gives readers ages 12–15 (with guided support for motivated 10- and 11-year-olds) a practical method for examining stocks, bonds, funds, and cash.

Readers learn to separate facts from guesses, identify what remains unknown, test what could go wrong, and decide whether an investment deserves consideration in the first place.

AT THE CENTER: THE YOUNG INVESTOR DECISION DOSSIER

This reusable four-page tool helps readers document their financial purpose, examine evidence and alternatives, evaluate potential losses and costs, and record decisions they can defend. Later outcomes are reviewed against the original reasoning, not used to rewrite it.

The book also includes short chapter worksheets, clearly labeled classroom diagrams, mastery checkpoints, an answer key, a financial glossary, and a parent and educator guide.

THREE COMPLETE FINISHING PATHS. EQUAL CREDIT.

KEEP SAVINGS / HOLD — Protect money when evidence is insufficient.
CONTINUE PAPER SIMULATION — Practice without risking real money.
DISCUSS FUTURE ELIGIBILITY WITH AN ADULT — Explore future options with adult guidance.
Every path earns equal credit when supported by sound reasoning.

All examples use fictional classroom scenarios. No brokerage account, real money, or investment purchase is required. The book makes no specific investment recommendations or performance promises.

Part of The I Want To… Series, this standalone guide assumes no previous investing knowledge.

A pencil, the facts on the page, and permission to change your mind when the evidence changes. That is the entire method.

Bosco Mutarambirwa
Bosco Mutarambirwa is a New York City–based nonfiction author, analyst, and founder of Darwin Publications, the publishing house behind the Darwin Books imprint. Drawing on research across economics, governance, global development, race, family life, and public policy, he writes clear, accessible nonfiction that connects large institutional systems to the realities they create on the ground.
His books include Race and Racism Across the Globe: The Americas, I WANT TO MAKE REAL MONEY, The Walking ATM Myth, The Dollar Paradox, Africa’s New Scramble, and An Autopsy of American Altruism. Across these works, Mutarambirwa examines how race changes across borders, how financial and family expectations shape everyday life, how global power operates, and how hidden systems influence the choices available to individuals and societies.
For more insights, articles, and upcoming releases, visit Darwin Publications' website.