★ How to make money without capital? A light-asset wealth-building guide written for ordinary people!
★ A brand-new work by Suo Xiaohui, a Certified Public Accountant and former Investment Director of a private equity fund. A graduate of the Central University of Finance and Economics, he currently serves as a financial consultant for multiple companies and is the bestselling author of 36 Strategies of Capital Operation and The Heart Sutra of Stock Selection.
★ Mapping out a money-making roadmap for the AI era, starting from five fundamental variables: the technological explosion, new demographic structures, the restructuring of global rules, shifting consumer mindsets, and four categories of certain demand.
★ Selection Case studies from Didi, Meituan, Tesla, Hermès, and other domestic and international companies, deconstructing a variety of light-asset wealth-building models and business logics that ordinary people can directly learn from and replicate.
★ Goes beyond trend analysis to provide a practical path from 0 to 1: self-positioning, low-cost customer acquisition, monetization model design, and how to use AI to build a complete business closed loop.
★ The silver economy, the single society, the rise of Gen Z, and emotional value as the new currency—every variable deconstructed in this book is a structural change happening right now, not a distant prediction.

A guide to business trends and practical operations for ordinary people. When technology, demographics, rules, and consumer mindsets are all undergoing structural shifts simultaneously, how can ordinary people find their place?

The book begins with five fundamental variables—the technological explosion (the resonance of AI, biotechnology, and new energy), new demographic structures (the silver economy, the single society, the rise of Gen Z), the restructuring of global rules (supply chain reorganization, the hard constraints of carbon neutrality), shifting consumer mindsets (emotional value as the new currency), and the four certain demands of everyday people (health, efficiency, companionship, and meaning). These five variables are not isolated concepts but realities that are happening simultaneously and compounding upon one another.

Beyond trend analysis, the book provides a practical path from 0 to 1. It does not promise "get rich quick after reading," but instead deconstructs several actionable steps: how to position yourself, how to acquire customers at low cost, how to design a monetization model, and how to use AI tools to build a complete business closed loop.
This content is aimed at ordinary people who lack substantial startup capital or a team, but are willing to understand the changes of the times and take action.

Suo Xiaohui
A graduate of the Central University of Finance and Economics and a Certified Public Accountant. He has long been engaged in accounting research and practice, including corporate analysis, IPO financial consulting, and industry accounting.
He has planned and published multiple professional finance titles, including Practical Guide to Enterprise Accounting Standards, Complete Practical Book on Financial Accounting for Financial Enterprises, Practical Handbook for Accounting, Cashier, Tax, and Financial Analysis Positions, 36 Strategies of Capital Operation: Model Breakdown and Practical Guide, The Sutra of Stock Selection: Methods for Buying at the Starting Point of a Rally, and If You Don't Understand Finance, You Can't Be a Good Boss (Illustrated Edition).